3. All Risks
Aside from the risks covered under the F.P.A. and W.A. conditions as above, this insurance also covers all risks of loss
of or damage to the insured goods whether partial or total, arising from external causes in the course of transit.
II. Exclusions
This insurance does not cover:
1. Loss or damage caused by the intentional act or fault of the Insured.
2. Loss or damage falling under the liability of the consignor.
3. Loss or damage arising from the inferior quality or shortage of the insured goods prior to the attachment of
4. Loss or damage arising from normal loss, inherent vice or nature of the insured goods, loss of market and/
5. Risks and liabilities covered and excluded by the Ocean Marine Cargo War Risks Clauses and Strike, Riot
and Civil Commotion Clauses of this Company.
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