貨運風險是公路運輸業中的常見問題,若不加以規避,難免給物流企業和貨主帶來經濟損失.當然,是否需要擬辦理保價或保險,完全以托運人自愿為原則.
Freight risk is a common problem in highway transportation. If we do not evade it, it will inevitably bring economic losses to logistics enterprises and shippers. Of course, whether we need to plan insurance or insurance is entirely based on the voluntary principle of shippers.
貨物運輸保價責任的基礎主要是因為公路責任造成的貨物損失,公路為了減少事故賠償,必然要認真對待貨運事故,而且貨物保價運輸是運輸合同的組成部分,公路作為合同的一方直接參加貨物的運輸工作,并通過對事故的調查、分析、總結,有條件對保價貨物采取安全管理措施,改進內部的管理工作,提高貨物運輸安全質量和服務質量.
The basic transport of goods insured responsibility is mainly because the road liability caused by the loss of the goods, in order to reduce highway accident compensation, must treat freight accident seriously, and freight transportation is a part of the contract of carriage, the highway as a party to the contract directly in the transport of goods, and through to the accident investigation, analysis and summary. Qualified safety management measures for insured goods, improve internal management, improve the quality of goods transportation safety and service quality.
從這方面講,公路與托運人利益是一致的.從賠償方面講,托運人雖然支付了保價金,但公路以貨物實際價格承運,發生公路責任時,按不超過保價額賠償,托運人能得到合情合理的經濟利益,因此,保價運輸解決了公路限額賠償不足的矛盾.
From this perspective, the interests of highway and the shipper is consistent. From the aspect of compensation, the shipper may pay insurance gold, but the actual price of goods to the carrier of highway, highway responsibility, not exceeding the insured amount of compensation, the shipper can be perfectly logical and reasonable economic benefit, therefore, to solve the contradiction of highway transport price the limit of inadequate compensation.
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